Some people mistakenly believe it’s possible to travel abroad for medical treatment and get it covered for free on the EHIC card. They’re wrong – and here’s why.

Going abroad for medical treatment

In the United Kingdom, we are quite rightly very proud of our National Health Service.

Even so, few would argue that it is perfect and it is generally acknowledged that in certain cases, typically relating to non-urgent treatment, there can be significant delays and waiting lists. This leads some to consider going abroad for the treatment concerned.

Going abroad for medical treatment

In principle, there is nothing at all wrong with this. It is always sensible to check the position with your Doctor beforehand, but if you simply cannot wait for your treatment, it may be something worth considering based upon professional medical recommendation.

However, keep in mind that the EHIC Card is only valid in European Union member states and one or two other affiliated European countries. So, if you are going to Hong Kong or Los Angeles for your medical treatment, your EHIC card will be useless to you.

EHIC and urgent treatment

This card is not designed to give European citizens the right to have any sort of medical treatment they wish, in any European country they wish, on a free of charge basis.

It exists to try and ensure that the citizens of an EU country visiting another EU country have the right to access the same level of free emergency or urgent medical services as the local citizens themselves.

So, take a case where you are unfortunate enough to suffer, say, a severe stomach upset on holiday and need to get treated for it. If local people would obtain such treatment without paying, then you won’t have to pay either if you have your EHIC card with you. However, it is clearly aimed at urgent, emergency or critically important treatment – it is not aimed at elective procedures or conditions that could be described as non-urgent and which could easily wait until the visiting citizen can return to their home country.

So, typically something like going to a European country hoping to get an operation for an ingrowing toenail, in order to bypass NHS waiting lists, won’t be covered!

The bottom line is simple. If your condition is categorised as being something that might be described as “moderately inconveniencing but not urgent or an emergency”, then the chances are you will not be able to obtain medical treatment for it abroad based on the EHIC card. If you do choose to have it treated abroad, you may need to pay for it yourself.
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